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Tractor without a trailer backing up to hook a trailer in a logistics yard

Factoring for carriers

Turn your invoices into cash.

With Factoring from RTS Financial, you get cash for your freight invoices without waiting on your customers to pay, and VLT Freight helps you apply.

How it works
  • Provided by RTS Financial
  • Online application
  • Support from VLT Freight

Factoring benefits

Cash now for loads you already hauled

Factoring advances the value of your invoices, so your cash flow does not depend on when your customers pay.

Early access to cash

Get the value of your freight invoices up front instead of waiting out your customers’ payment terms to get paid.

Keep your trucks working

Put that cash toward fuel, maintenance and payroll, and take your next load without slowing down your operation over cash flow.

Financial backing

You work with RTS Financial, the service provider, while VLT Freight refers your application and supports you throughout the process.

Step by step

How does Factoring work?

From your application to your first advance, we support you at every step alongside RTS Financial.

  1. Sign up

    Fill out the application with your company details, MC or USDOT number and approximate monthly billing, and authorize us to share it with RTS Financial.

  2. Review

    RTS Financial reviews your information and presents the terms of the service, while we follow up with you.

  3. Activation

    Once your account is approved, you submit your freight invoices and receive an advance on their value under the agreed terms.

Factoring with RTS Financial

Your business doesn’t have to wait.

Send your application and we will help you take the first step toward turning your invoices into cash with RTS Financial.

Learn about Quick Pay

Factoring is provided by RTS Financial. VLT Freight refers your application; approval and terms are determined by RTS Financial.